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Nationwide Renters Insurance

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Nationwide Renters Insurance

Updated: Aug. 14, 2018

Ranked 6th of 9 renters insurance with a Quid Score of 80.

Buy Now Leave a Review

Nationwide Renters Insurance

Ranked 6th of 9 renters insurance with a Quid Score of 80.

Product Details

Product Details

Ranks 6th overall.

Other Information
  • Online Quote: Yes
  • Available Discounts: Multi-Policy, Protective Device, Claims-Free
  • Additional Information: N/A
  • Other Products Offered: Life, Home, Auto, Commercial, Farm, Pet, Dental, Umbrella, Identity Theft, Travel, and Wedding Insurance, as well as Retirement Plans, Annuities, and Mutual Funds
  • Customer Service System: Agent
  • Property Catalog System: No
  • Online Portal / Smartphone App: Yes
Policy Information
  • Loss of Use: $8,000 - 20%
  • Additional Coverage: “Brand New Belongings,” Sewer Backup, Volcano and Earthquake Coverage
  • Off-Premise Coverage: No
  • Add On Availability (Floater): N/A
  • Actual Cash Value or Replacement Value: Both Available
Key Product Information
  • Type: Renters Insurance
  • Jewelry Cap: $250
  • Annual Premium: $209
  • Deductible As Low As: N/A
  • Liability Protection: $100,000
  • Minimum Coverage Amount: $25,000

Expert Rating: 75%

Ranks 7th among competitors.

Expert Rating: 75%

Ranks 7th among competitors.

Watch: A Photographer’s Quest for Renters Insurance

Experts like Nationwide’s customizable policies with opt-in features, as well as its friendly and patient customer service. While the "Brand New Belongings" feature may seem like something new, it’s basically Replacement Value coverage, which is available with most insurance companies. Those with expensive accessories may want to look elsewhere, as there is a strict $250 limit on jewelry coverage.

Full Expert Breakdown
  • Premium Rates - Average
  • Jewelry Cap - Below Average
  • Electronics Cap - Below Average
  • Agent Knowledge - Average
  • Agent Responsiveness - Above Average
  • Loss of Use - Above Average
  • 24/7 Support - Below Average
  • Standout Information - New Belongings Coverage
  • Number of Customer - Complaints Below Average
  • Financial Strength - High
Notable Positives
  • Customizable policy
  • Great customer service
  • Policy covers building and additions, such as exterior hallway
Notable Negatives
  • Stricter limit on pay out for high-value items
  • Higher premiums depending on where you live
  • In some areas, you have to work through and affiliate
Full Expert Breakdown
  • Premium Rates - Average
  • Jewelry Cap - Below Average
  • Electronics Cap - Below Average
  • Agent Knowledge - Average
  • Agent Responsiveness - Above Average
  • Loss of Use - Above Average
  • 24/7 Support - Below Average
  • Standout Information - New Belongings Coverage
  • Number of Customer - Complaints Below Average
  • Financial Strength - High

Customer Rating: 82%

Ranks 4th among competitors.

Customer Rating: 82%

Ranks 4th among competitors.

Watch: My Take on Nationwide Insurance by Misha S

Customers love that getting insured through Nationwide is easy and fast, with an agent available to help them through each step. Agents provide extra discounts when applicable. Some users do not like the fact that Nationwide agents try to sign them up for other types of insurance. Claims can take a while to process.

Ideal for people:

Those with existing plans from Nationwide.

Not ideal for people:

Those needing jewelry protection over $250.

Notable Pros:
  • Agents are communicative with any updates affecting policies
  • Educational resources available on the website
  • Possible to save with multiple policies
  • Easy to contact agents
Notable Cons:
  • Some exclusions that limit coverage
  • Long claim process

Brand Score: 70%

Ranks 8th among competitors.

Brand Score: 70%

Ranks 8th among competitors.

Brand Stories

Making Renters Insurance Easier with Nationwide Insurance

Read More

As the decades-old tagline goes, "Nationwide is on your side" when it comes to insurance coverage. The company provides a full range of services, including insurance, public and private sector retirement plans, annuities, mutual funds, banking support and mortgages.

Heritage - 5/5

Nationwide was founded in 1926.

Innovation - 3/5

Nationwide offers a mobile app that allows customers to pay their bill, access insurance cards, view their policies, or start an auto claim.

Reliability - 3/5

Nationwide is accessible via phone or email. There is no option to contact an agent through live chat or the mobile app.

Social Good - 4/5

The Nationwide Foundation has donated over $394 million to nonprofits in areas where Nationwide employees live. The foundation’s largest monetary donation has been to the Nationwide Children’s Hospital. The foundation also established Nationwide’s Community Impact Model to partner with and support emergency and crisis stabilization organizations in local communities.

Relevance - 4/5

A recent ad features musician Tori Kelly giving a new sound to the “Nationwide is on your side” jingle. The company’s YouTube channel highlights previously aired ads such as the jingle sessions with Brad Paisley and Peyton Manning.

Retail: Best Price $209.00

Ranks 6th in value among competitors.

Retail: Best Price $209.00

Ranks 6th in value among competitors.

In some locations, customers need to work with an agent to acquire a quote. Where online quotes are available, the process is standard with questions focusing on personal information, apartment type, and the required coverage.

Best Purchase Options
Nationwide - $209.00
Best Purchase Option
Nationwide - $209.00

Ranked by Quiddity

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