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MetLife Renters Insurance

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MetLife Renters Insurance

Updated: Aug. 14, 2018

Ranked 4th of 9 renters insurance with a Quid Score of 82.

Buy Now Leave a Review

MetLife Renters Insurance

Ranked 4th of 9 renters insurance with a Quid Score of 82.

Product Details

Product Details

Ranks 4th overall.

Other Information
  • Online Quote: No
  • Available Discounts: Claim-Free Discount, Multi-Policy Discount
  • Additional Information: N/A
  • Other Products Offered: Auto, Dental, Disability, Home, Life, Vision, Accident & Health, Annuities
  • Customer Service System: Agent
  • Property Catalog System: No
  • Online Portal / Smartphone App: Yes
Policy Information
  • Loss of Use: $10,000
  • Additional Coverage: Identity Theft Protection
  • Off-Premise Coverage: No
  • Add On Availability (Floater): Yes
  • Actual Cash Value or Replacement Value: Both Available
Key Product Information
  • Type: Renters Insurance
  • Jewelry Cap: $1,500
  • Annual Premium: $230
  • Deductible As Low As: N/A
  • Liability Protection: $100,000
  • Minimum Coverage Amount: $20,000

Expert Rating: 87%

Ranks 1st among competitors.

Expert Rating: 87%

Ranks 1st among competitors.

Watch: A Photographer’s Quest for Renters Insurance

MetLife offers comprehensive coverage that includes property beyond an apartment such as an external shed or garage and electronic coverage without an independent limit. Renters insurance is not MetLife’s primary point of focus, so some agents don’t sell it and there is limited information on the company’s website.

Full Expert Breakdown
  • Premium Rates - Average
  • Jewelry Cap - Above Average
  • Electronics Cap - Above Average
  • Agent Knowledge - Average
  • Agent Responsiveness - Average
  • Loss of Use - Average
  • 24/7 Support - Yes
  • Standout Information - "No Limit" Coverage Options
  • Number of Customer - Complaints Below Average
  • Financial Strength - High
Notable Positives
  • Unlimited coverage for electronics
  • Coverage includes damage to external properties
Notable Negatives
  • Higher than average premiums
  • Difficult to secure a quote
  • Website provides limited information on renters insurance
  • Not all agents handle renters insurance
Full Expert Breakdown
  • Premium Rates - Average
  • Jewelry Cap - Above Average
  • Electronics Cap - Above Average
  • Agent Knowledge - Average
  • Agent Responsiveness - Average
  • Loss of Use - Average
  • 24/7 Support - Yes
  • Standout Information - "No Limit" Coverage Options
  • Number of Customer - Complaints Below Average
  • Financial Strength - High

Customer Rating: 84%

Ranks 2nd among competitors.

Customer Rating: 84%

Ranks 2nd among competitors.

Watch: My Take on Metlife Insurance by Polina P

MetLife Customers are pleased with the service and coverage provided to them. Some highlights include low premiums - although Quiddity’s independent analysis reported higher-than-average rates - and flexible payment plans, with the option to directly deduct a monthly premium from a paycheck. Premiums are raised annually.

Ideal for people:

Those needing a high level of coverage who are willing to pay a higher rate.

Not ideal for people:

First timers unfamiliar with renters insurance looking for an uncomplicated or “online-only” experience.

Notable Pros:
  • Knowledgeable and friendly agents
  • Low premiums
  • Additional information easy to access
  • Bundle discounts
  • Flexible payment plans
Notable Cons:
  • Premiums raised annually
  • Experience can be dependent on your agent

Brand Score: 66%

Ranks 9th among competitors.

Brand Score: 66%

Ranks 9th among competitors.

MetLife is a global provider of insurance, annuities, employee benefits, and asset management. MetLife operates in 50 countries and serves approximately 100 million customers.

Heritage - 5/5

MetLife was founded in 1868.

Innovation - 3/5

The MetLife mobile app allows you to view your policy, pay your bill, and find vision and dental providers in your area.

Reliability - 3/5

You can reach MetLife through phone or email. There is no live chat available. The MetLife Forms Library allows you to access forms needed to make changes to your policy, such as changing your address. The Life Advice MetLife blog provides advice on wellness, money, insurance, and security.

Social Good - 4/5

The MetLife Foundation focuses its grant-making toward financial inclusion. The Foundation has committed $200 million over five years to help low income families and individuals access safe and affordable financial products and services.

Relevance - 3/5

The MetLife blog regularly produces articles with safety and “How To” guides. The Twitter profile gives company updates.

Retail: Best Price $230.00

Ranks 8th in value among competitors.

Retail: Best Price $230.00

Ranks 8th in value among competitors.

MetLife offers online quotes in 11 states, which are outlined on its website. Customers living outside those states must speak with an agent to secure a quote. Not all agents handle renters insurance.

Best Purchase Options
MetLife - $230.00
Best Purchase Option
MetLife - $230.00

Ranked by Quiddity

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