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Farmers Renters Insurance

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Farmers Renters Insurance

Ranked 5th of 9 renters insurance with a Quid Score of 81.

Buy Now Leave a Review

Farmers Renters Insurance

Ranked 5th of 9 renters insurance with a Quid Score of 81.

Product Details

Product Details

Ranks 5th overall.

Other Information
  • Online Quote: Yes
  • Available Discounts: Multi-Policy Discounts, Non-Smoker Discount, Burglar or Fire Protection Discounts
  • Additional Information: N/A
  • Other Products Offered: Auto, Home, Life, Business, Recreational, Motorcycle, Umbrella Insurance
  • Customer Service System: Agent
  • Property Catalog System: No
  • Online Portal / Smartphone App: Yes
Policy Information
  • Loss of Use: $8,000 - 20%
  • Additional Coverage: Identity Shield
  • Off-Premise Coverage: No
  • Add On Availability (Floater): Yes
  • Actual Cash Value or Replacement Value: Both Available
Key Product Information
  • Type: Renters Insurance
  • Jewelry Cap: $500
  • Annual Premium: $190
  • Deductible As Low As: $500
  • Liability Protection: $100,000
  • Minimum Coverage Amount: $10,000
Sources:
Sources:

Expert Rating: 73%

Ranks 8th among competitors.

Expert Rating: 73%

Ranks 8th among competitors.

Watch: A Photographer’s Quest for Renters Insurance

Experts like the customizable deductible option offered by Farmers, which allows a customer to adjust their deductible based on the type of damage that occurs. Farmers loses points for having lower than average coverage for jewelry.

Full Expert Breakdown
  • Premium Rates - Average
  • Jewelry Cap - Below Average
  • Electronics Cap - Above Average
  • Agent Knowledge - Above Average
  • Agent Responsiveness - Above Average
  • Loss of Use - Average
  • 24/7 Support - Yes
  • Standout Information - Above Average Electronics Limit
  • Number of Customer Complaints - Below Average
  • Financial Strength - High
Notable Positives
  • Customizable deductible based on your needs
  • Comprehensive geographical coverage
  • High volume of local agents
Notable Negatives
  • Lower than average coverage for jewelry
Full Expert Breakdown
  • Premium Rates - Average
  • Jewelry Cap - Below Average
  • Electronics Cap - Above Average
  • Agent Knowledge - Above Average
  • Agent Responsiveness - Above Average
  • Loss of Use - Average
  • 24/7 Support - Yes
  • Standout Information - Above Average Electronics Limit
  • Number of Customer Complaints - Below Average
  • Financial Strength - High

Customer Rating: 81%

Ranks 5th among competitors.

Customer Rating: 81%

Ranks 5th among competitors.

Watch: My Take on Farmers Renters Insurance by Pascal M.

With affordable premiums and a low coverage minimum required for policies, Farmers is a strong choice for those on a budget. Customers feel that agents are responsive and friendly. Filing a claim can take time and bills can be confusing.

Ideal for people:

Those seeking middle-of-the-line insurance and a low minimum replacement value.

Not ideal for people:

First timers unfamiliar with renters insurance who are looking for an uncomplicated experience.

Notable Pros:
  • Affordable rates
  • Accessible customer service
  • Low coverage minimum
Notable Cons:
  • Long claim process
  • Bills are difficult to understand

Brand Score: 78%

Ranks 5th among competitors.

Brand Score: 78%

Ranks 5th among competitors.

Brand Stories

From Coast to Coast With Farmers Insurance

Read More

Farmers offers multiple insurance policies and functions as a financial services group. The company serves more than 10 million households with over 19 million individual policies across all 50 states. It has 48,000 exclusive and independent agents and nearly 21,000 employees.

Heritage - 5/5

Farmers was founded in 1928 by John C. Tyler and Thomas E. Leavey.

Innovation - 3/5

Farmers offers a mobile app that allows you to view your ID cards, pay bills, view policy documents, set up payment reminders and report a claim at any time.

Reliability - 4/5

Farmers offers a live chat option on its website and assigns an agent based on a customer’s area who can be contacted in person, on the phone, or by mail. The Farmers website FAQ section has extensive resources for each type of insurance offered.

Social Good - 5/5

Farmers Insurance has several philanthropic efforts such as Thank America’s Teachers, Volunteer Incentive Program, Matching Education Gifts Program, and Farmers Family Fund.

Relevance - 4/5

Farmers has an established following on Facebook with over 2 million likes as well as strong engagement on Instagram and Twitter. The company shares behind-the-scenes details from events with Farmers agents and images from its campaign, Hall of Claims.

Retail: Best Price $190.00

Ranks 1st in value among competitors.

Retail: Best Price $190.00

Ranks 1st in value among competitors.

Customers who apply for insurance are required to fill out personal information and important apartment details. Farmers also offers local agents who are available to help with the online quote process.

Best Purchase Options
Farmers - $190.00
Best Purchase Option
Farmers - $190.00

Ranked by Quiddity

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