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Allstate Renters Insurance

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Allstate Renters Insurance

Updated: Aug. 14, 2018

Ranked 3rd of 9 renters insurance with a Quid Score of 84.

Buy Now Leave a Review

Allstate Renters Insurance

Ranked 3rd of 9 renters insurance with a Quid Score of 84.

Product Details

Product Details

Ranks 3rd overall.

Other Information
  • Online Quote: Yes
  • Available Discounts: Multi-Policy Discount, Safe Home Discount, Easy Pay Plan, 55 and Retired Discount, Claim-Free Discount
  • Additional Information: N/A
  • Other Products Offered: Auto, Home, Life, Condo, Motorcycle, Boat, Recreational, Business Insurance
  • Customer Service System: Agent
  • Property Catalog System: Yes
  • Online Portal / Smartphone App: Yes
Policy Information
  • Loss of Use: Up to One Year = Cost
  • Additional Coverage: Sewer, Drain Backup, Water Damage
  • Off-Premise Coverage: Yes - 100%
  • Add On Availability (Floater): Yes
  • Actual Cash Value or Replacement Value: Both Available
Key Product Information
  • Type: Renters Insurance
  • Jewelry Cap: $1,000
  • Annual Premium: $175
  • Deductible As Low As: N/A
  • Liability Protection: $100,000
  • Minimum Coverage Amount: $25,000

Expert Rating: 85%

Ranks 2nd among competitors.

Expert Rating: 85%

Ranks 2nd among competitors.

Watch: A Photographer’s Quest for Renters Insurance

Experts feel that generous coverage for expensive items and the inclusion of water damage in Allstate’s plans set the insurance company apart from its competitors. Experts also like the online chat option offered during business hours. Premiums are average but can fluctuate based on a customer’s location.

Full Expert Breakdown
  • Premium Rates - Above Average
  • Jewelry Cap - Above Average
  • Electronics Cap - Below Average
  • Agent Knowledge - Average
  • Agent Responsiveness - Average
  • Loss of Use - Average
  • 24/7 Support - Yes
  • Standout Information - “No limit” coverage option
  • Number of Customer Complaints - Below Average
  • Financial Strength - High
Notable Positives
  • Water damage included in coverage
  • Better coverage for high value items
  • Online chat option
Notable Negatives
  • Based on location, premium can be significantly higher than average
Full Expert Breakdown
  • Premium Rates - Above Average
  • Jewelry Cap - Above Average
  • Electronics Cap - Below Average
  • Agent Knowledge - Average
  • Agent Responsiveness - Average
  • Loss of Use - Average
  • 24/7 Support - Yes
  • Standout Information - “No limit” coverage option
  • Number of Customer Complaints - Below Average
  • Financial Strength - High

Customer Rating: 77%

Ranks 8th among competitors.

Customer Rating: 77%

Ranks 8th among competitors.

Watch: My Take on AllState Insurance by Conrad S

Customers report generally positive experiences when filing a claim and find that representatives work quickly and efficiently. Allstate also offers an estimate calculator to evaluate the amount of coverage a customer will need. Some outstanding cases did take longer to process a claim, and Allstate tends to raise costs annually.

Ideal for people:

Those needing high coverage options who are willing to pay a higher rate.

Not ideal for people:

First timers unfamiliar with renters insurance looking for an uncomplicated experience, as well as those who don't have high-value items.

Notable Pros:
  • Reputable
  • Responsive customer service
  • Low deductible
  • Estimate calculator available on website
Notable Cons:
  • Long claim process
  • Premium raised annually

Brand Score: 90%

Ranks 1st among competitors.

Brand Score: 90%

Ranks 1st among competitors.

The Allstate Corporation serves more than 16 million households nationwide. Founded in 1931, Allstate has been dedicated to protecting its customers for more than 85 years.

Heritage - 5/5

Allstate was founded in 1931.

Innovation - 4/5

Allstate offers a mobile application with standout features such as Drivewise, QuickFoto Claim and Digital Locker.

Reliability - 5/5

AllState's Smart Search helps locate the answers to customer questions along with tips and tools related to insurance. Allstate offers 24 hour phone support as well as local agents around the country.

Social Good - 5/5

The Allstate Foundation focuses on two major causes: financially empowering domestic abuse survivors and youth empowerment.

Relevance - 4/5

Through its #HelpingHands campaign, Allstate spotlights all-star agents who have made a positive impact in their community. The company also creates short videos that focus on the easy mistakes made that could lead to identity theft, scamming, and burglary.

Retail: Best Price $175.00

Ranks 2nd in value among competitors.

Retail: Best Price $175.00

Ranks 2nd in value among competitors.

Potential customers can acquire an online quote by providing personal and apartment information. Following the online quote, a local agent will reach out to answer any further questions.

Best Purchase Options
Allstate - $175.00
Best Purchase Option
Allstate - $175.00

Ranked by Quiddity

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