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Pet Insurance

Updated: Sep. 10, 2018

If humans, cars, homes, and jewelry all deserve the highest quality insurance, then so do our furry friends. Pet insurance first came to the United States in 1982. In the years since, it has grown into a $1 billion industry. An abundance of coverage types, deductible options, and reimbursements helps provide peace of mind to pet owners. We’ve sourced the top 10 pet insurance companies that offer a wide range of coverage to fit you and your pet’s needs. Our top 10 are suitable for everyone, regardless of your type of pet, financial background, or policy preference.

Our team assessed insights from every perspective that matters—from real consumers and trusted experts to brands and retailers. Our findings are laid out so that you can home in on the criteria that’s most essential to you.

Pet Insurance

If humans, cars, homes, and jewelry all deserve the highest quality insurance, then so do our furry friends. Pet insurance first came to the United States in 1982. In the years since, it has grown into a $1 billion industry. An abundance of coverage types, deductible options, and reimbursements helps provide peace of mind to pet owners. We’ve sourced the top 10 pet insurance companies that offer a wide range of coverage to fit you and your pet’s needs. Our top 10 are suitable for everyone, regardless of your type of pet, financial background, or policy preference.

Our team assessed insights from every perspective that matters—from real consumers and trusted experts to brands and retailers. Our findings are laid out so that you can home in on the criteria that’s most essential to you.

The Quid Pick

Healthy Paws Pet Insurance

Quid Score

97

|

Lowest Price

$79

Top Ten Pet Insurance

The Quid Pick might not be ideal for everyone. Different people have different needs. Here are the Quiddity-approved Top 10 Pet Insurance Companies .

Our methodology

Frequently Asked Questions

Is pet insurance legit?

Yes! Pet insurance works just like health insurance—it helps cover the cost of medical expenses. Except there’s one major difference: you have to pay your veterinarian directly then get reimbursed after you file a claim.

Why insure your pet?

Medical care for your pet can become really costly over time. Insurance will help safeguard you against unforeseen illnesses and injuries and help ease the financial toll.

Do I need pet insurance?

Pet insurance can cover up to unlimited veterinary expenses for unexpected injuries and illnesses depending on your policy. Some policies cover wellness care, and some only cover accident and illness.

What pet insurance do I need?

It depends on your pet’s needs. Some policies offer customizable plans where you can choose what’s covered. Some only cover unexpected accidents and illnesses unrelated to pre-existing conditions. Others offer wellness coverage for preventative care and routine veterinarian checkups. Most do not cover pre-existing conditions.

How much is pet insurance for dogs?

t varies depending on breed, age, whether or not your dog is spayed/neutered , and where you live. Monthly premiums can vary from $10 to a little over $100.

What does pet health insurance cover?

Pet insurance can cover up to unlimited veterinary expenses for unexpected injuries and illnesses depending on your policy. Some policies cover wellness care, and some only cover accident and illness.

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